Can you imagine your health company raising the cost of your insurance because you use it a lot? How unfair! Although quite a common practice, we never do this with our individual policies
Guaranteed price
The cost of your individual insurance premium will not increase based on your usage.
What is the guaranteed price?
DKV guarantees that the amount of your individual insurance policy will not increase based on your usage. Specifically, the cost will not go up even if you have visited the doctor or have been hospitalized.
Why does my insurance go up if I have a guaranteed price?
DKV guarantees that there will be no increase in the cost of premiums for using health insurance in the individual modality. However, the cost of premiums is updated annually based on the increase in medical costs and new technologies (CPI for Medical Care) and also due to the numerous improvements in insurance cover that we include every year. In addition, age ranges are applied to health insurance premiums, and there may be variations when changing a range.
How is an insurance premium calculated?
The premium depends on personal factors, such as age or area of residence and the type of cover or copayments you decide to sign up for.
Where does the money I pay for my insurance go?
The money you pay for your insurance goes to pay practitioners and hospitals (80%), employees (5%), taxes, etc. See more details in this picture:
Are you looking for help? We are here to help you with any enquires
You can contact us at:
· Private customer service for reimbursement: 900 814 390
· Private customer service: 900 810 072
· Emergencies/Medical lines/24-hour DKV Practitioner: 976 991 199 | 900 810 074
· Mutual society member helpline: 976 768 999 | 900 810 073
· International insured persons: 976 768 998 | 900 810 672
